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Saint Francis
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Saint Francis
Showing 1 to 3 of 3 CPAs in Saint Francis, Minnesota
KJ
Kelly J. Miller
Certified Public Accountant
Verified Licensed
Location Saint Francis, Minnesota 55070
Kelly J. Miller is a certified public accountant based in Saint Francis, Minnesota, with over 15 years of experience providing accounting services to small and medium-sized businesses and various business structures, including S-Corps, partnerships, and LLCs. Her expertise lies in basic accounting services, financial planning, and business tax services, with a focus on helping clients navigate complex financial issues and optimize their tax strategies. Miller's services include tax planning and consulting, as well as retirement account tax reporting, allowing her to address the unique needs of individual and business clients.
SM
Shannon M. Prate
Certified Public Accountant
Verified Licensed
Location Saint Francis, Minnesota 55070
Shannon M. Prate is a certified public accountant based in Saint Francis, Minnesota. With over 15 years of experience, she specializes in providing basic accounting services, individual tax services, and tax compliance assistance to a diverse range of clients, including individuals and families, and entrepreneurs and startups. Shannon's expertise also includes IRS representation and sales tax compliance, helping clients navigate complex tax laws and regulations.
VL
Valerie L. Temp
Certified Public Accountant
Verified Licensed
Location Saint Francis, Minnesota 55070
Valerie L. Temp is a certified public accountant based in Saint Francis, Minnesota, with over 15 years of experience in the financial industry. Serving entrepreneurs and startups, as well as individuals and families, her expertise encompasses tax planning and consulting, individual and business tax return preparation, and basic accounting services. With a focus on individual tax services and financial planning, Valerie provides personalized guidance to help her clients achieve their financial goals.

Minnesota's robust CPA market serves a diverse economy with numerous Fortune 500 headquarters and strong financial services sector. The Minnesota State Board of Accountancy requires 150 semester hours for licensure. CPAs must complete 120 hours of continuing professional education every three years, including 8 hours of ethics and minimum technical hour requirements.

Key Tax Considerations: Minnesota has graduated individual income tax up to 9.85% (among the highest in the nation) and a flat 9.8% corporate rate. CPAs commonly handle complex state tax compliance, sales tax, and estate tax (Minnesota is one of few states with its own). The high tax rates create strong demand for tax planning and residency strategies, particularly for snowbirds. Cross-border issues with Wisconsin and North Dakota are common for businesses and individuals.

Industry Specializations: Healthcare systems and medical devices, financial services and insurance, food processing and agriculture, retail headquarters, technology, manufacturing, and professional services are primary focus areas. Minneapolis-St. Paul CPAs often serve Fortune 500 corporate headquarters, while Greater Minnesota focuses on agriculture, healthcare, and regional businesses.

For CPA Professionals: The Minnesota Society of CPAs provides excellent resources and networking. The Twin Cities dominate the market with sophisticated corporate and high-net-worth client base, creating strong competition but abundant opportunities. Rochester (Mayo Clinic), Duluth, St. Cloud, and Mankato offer secondary markets with lower cost of living. The state provides strong quality of life, excellent education, and diverse practice opportunities, though high taxes and cold winters are considerations for practitioners and clients alike.